Paylume: Enlightened Payments

Fast, safe, and efficient payments provide the plumbing for global commerce and economic prosperity. Businesses and individuals around the world are inherently reliant on the capability to transact safely and cost effectively, day in, day out. Better payments make for a better world. And that’s what drives us.

We are passionate about payments and will work relentlessly with our deep industry connections to help them define and build compelling value propositions for their clients, delivering on the payments of tomorrow. Cheaper, faster, more transparent, and above all, safer.

We want the world to be as excited about transaction banking as we are. We continuously invest in your and our talent, equipping them with the tools and subject matter expertise they need to succeed in producing innovative solutions.

Operating out of our headquarters in Brussels, at a stone’s throw from the European regulators, we provide advisory, digital transformation and educational services to banks, payment service providers, their technology providers, market infrastructures, regulators, banking/fintech associations, and private equity funds. 

Strategic/Business advisory:

Are you looking to reassess your payment product offering and to benchmark it against the competition? Are you looking to optimise your profitability by optimising pricing or reducing costs? Do you need to understand what the latest regulatory changes mean for you, and how to best address them? Are you unsure on how to cost-effectively and efficiently prevent your clients from being defrauded? Or perhaps you’re a private equity fund looking to invest in the payments space? We’ve got you covered and set up for your future. 

Digital Payment Transformation:

We help you to deliver what you want to do. Our consultants have worked with banks of all sizes to rearchitect their payments technology and to deliver the most complex payments projects. Whether you’re looking for support to meet regulatory milestones, defining a new payments architecture, conducting a request for proposal for a new payments platform, getting the most out of your existing systems, or implementing new schemes or payment methods, you’re at the right place. We’ll ensure you get it done… in time and budget. 

Payment Education:


We help you to deepen your understanding of payments. We love sharing the knowledge we have acquired from decades in the payments industry with people at all levels, from board to back-office personnel, to equip them with the knowledge and skills they need to address the payments challenges they face. We pride ourselves in working with leading industry associations, and are thrilled to tailor trainings to your specific needs. Our knowledge and experience exists to be shared with others.